Kafka's Medicare Prescription Drug Plan

Yesterday I got a letter from my insurance provider. Luckily, it did not apply to me, as I am not eligible for Medicare prescription drug coverage. I pity any of my readers who are. A representative paragraph:

If you wait until after May 15, 2006, to enroll, your monthly premium for a Medicare prescription drug plan could be much higher than it would have been if you had enrolled by May 15. If, after May 15, 2006, you go 63 days or longer without prescription drug coverage that is at least as good as Medicare's prescription drug coverage, your premium will go up at least 1% per month for every month after May 15, 2006 that you did not have that coverage. You will have to pay this higher premium as long as you have Medicare prescription drug coverage. For example, if you go nineteen months without coverage, your premium will always be at least 19% higher than what most other people pay.